Stock Borrower	Stock Borrower
Stock Lender	Stock Lender

Account Opening	Stock Available for Borrowing *	Borrowing Period
Cash Account Credit Balance (CB) Account Stock Borrowing and Lending (SBL) Account	Local Common Stocks in SET100 Index ETF Components of ETF	Min 5 days Not more than 1 year
* Subject to Company Announcement

Collateral
In CB account, Rate follows Company Announcement

Corporate Actions (XD, XR and XM)
XD: KGI will inform client to return shares before XD date. if client doesn’t want to return, client is obligated to compensate the full dividend amount to KGI.
XR and XM: KGI may recall shares from client by giving an advanced notice.

Expand the investment alternatives to make money in the down trend.

Diversify the investment portfolio.

Allow investors to do more advanced strategies such as pair trade, arbitrage, and so on

KGI can offer a variety of shares with the sizable supply of more than 5 billion baht.

KGI’s supply are mostly from institutions so the risk of share recalling is minimal.

The Stock Exchange of Thailand (SET) and Securities and Exchange Commission (SEC) requires the individual investors to borrow and short sell only in the CB account.

Cash account is for keeping client’s information to report to the SET.

SBL account is for keeping client’s collateral for SBL transactions.

The SET allows investor to short sell with Zero Plus Tick Rule, which requires investor to short sell at the price at or more than the last execution price

The borrowing fee calculates from loan value at first borrowing day to the day before borrower returns stock to KGI.

The stocks can be used as a collateral in CB account. The margin calculation is based on Company Announcement.